How to Collect SAS EuroBonus Points
In 2024, I collected around 85,000 EuroBonus points without focused effort, some of those points (60,000) were used for a business flight to Seoul last year. Here are the easiest ways to build points toward your first business-class award flight.
1. Credit Cards
Looking at my 2024 graph, credit cards were the largest contributor to my total points, below is a quick comparison of the main options.
| Card | Annual Fee (SEK) | Points per 100 SEK | Key Perks | Perk Details |
|---|---|---|---|---|
| Amex Classic | 0 | 10 Bonus | Europe 2-for-1 voucher | Earn after 100,000 SEK spend in a calendar year (award ticket). |
| Amex Premium | 1,800 | 15 Bonus | Worldwide 2-for-1, travel insurance | Earn after 150,000 SEK annual spend. |
| Amex Elite | 6,900 | 20 Bonus + 6 Level | Two worldwide 2-for-1 vouchers, insurance | First voucher at 150,000 SEK, second at +150,000 SEK. |
| SAS EuroBonus Mastercard | 515 | 10 Bonus (15 abroad, 20 on SAS) | Travel insurance | Bonus earning capped at 200,000 SEK annual spend. |
| SAS EuroBonus Mastercard Premium | 2,335 | 15 Bonus (20 abroad, 25 on SAS) | Fly Premium, monthly Level Points, insurance | Fly Premium is based on your 12-month EuroBonus earning; minimum 500 Level Points/month when card is used. |
| Lunar SAS EuroBonus Debit | ~468* | 8 Bonus (20 on SAS) | Debit card + app tracking | *Typically 39/month add-on; pricing depends on Lunar plan/country. |
* Lunar pricing is subscription-based and can vary by plan.
Most cards also run sign-up bonuses (roughly 3,000-30,000 points), so check current offers before choosing your daily card.
I personally use the SAS EuroBonus Mastercard because it is includes Fly Premium and is accepted everywhere, which Amex isn’t. Both Amex and Mastercard also let you add extra “point earner” cards for family members, which helps you collect points faster.
2. SAS Online Shopping
Almost 20% of my points came from SAS Online Shopping. It is useful because it adds EuroBonus points on top of spending you are already doing online. You are not buying extra travel, just routing normal purchases through the SAS portal first.
How it works (and why it matters):
- You log in at the SAS shopping portal and click into a partner store from there.
- That click creates tracking, so SAS can verify the purchase and award points.
- You then earn store-portal points plus your credit card points on the same purchase.
- This is especially valuable for non-travel spend (clothes, electronics, gifts, etc.) where you otherwise get only card points.
- Points rates vary a lot by store and campaign, so checking the portal first can materially increase total yearly points.
Points are not instant; they usually show as pending first, then become approved later.
It’s especially worth checking out campaigns, for example Fortum had in 2024 one campaign where they paid 250 points each month you were a customer. Other electricity/mobile providers can offer you a 1000-5000 pts signup bonus.
3. Flights
Flights can be a strong source of points, but this depends heavily on how much you fly and what fare/class you fly. If you fly rarely or mostly on low fares, this will not be your main points engine.
How to think about flight earning:
- More flights = more total points, but infrequent travel gives limited contribution.
- Higher fare classes/cabins usually earn more than the cheapest tickets.
- Status level can increase your points earning, so the value improves once you already fly enough.
- If you are not a frequent flyer, prioritize cards + online shopping as your base strategy, and treat flights as a bonus source.